Are you having money problems? Sometimes we don't want to admit that we have absolutely no money left...creditors are breathing down your neck, you keep getting bills in the mail...when will it stop?! Jones Law Firm handles Chapter 7 and Chapter 13 bankruptcy cases in order to help you out financially so that you can get your life in order once again. Chapter 7 eliminates most of your unsecured debt and is normally suggested for someone with few or zero assets. 'Unsecured debts' released by Chapter 7 bankruptcy include credit cards, medical bills, most personal loans, judgments resulting from car accidents and deficiencies on repossessed vehicles. However, filing Chapter 7 bankruptcy is complicated; you need an experienced and knowledgeable attorney to guide you through the entire legal process. Chapter 13 bankruptcy is one way that consumers who are struggling with debt can seek relief through the bankruptcy court. Chapter 13 is a popular option for those facing foreclosure, as it can stop the process in its tracks. If you've fallen behind on bills, filing for bankruptcy under Chapter 13 may allow to you get back on track by reorganizing your debts into one affordable monthly payment. This may allow you to keep your home, car or other important possessions while dealing with your debts.
Here's what you need to do:
1. Exchange names & insurance information with other drivers. 2. Get names, address & phone numbers of witnesses. 3. Don't discuss the accident with other drivers or witnesses. If you admit liability, this my be used against you later. You also don't want to start any arguments. 4. Stay at the scene until an officer tells you that you may leave. 5. Call your insurance agent and report the accident. 6. Call your Attorney if you are injured or the damages are extensive. Assess and Get Help
First Steps after impact are: 1. Put on your emergency flashers so other drivers will go around you. 2. Check to see if anyone in your car is injured, and if so, call for medical help. 3. Exit your vehicle if it's safe and you're physically able to do so. 4. Check to see if anyone in the other vehicle is injured, and if so, call for medical help. 5. Call the police. An officer will make a police report of the facts of the accident. 6. The officer will also assist in exchanging information between you and the other driver. 7. Take a picture of the scene with your cell phone. 8. If you're able to safely move your vehicle, move it to the side of the road. | Vanessa J. JonesThe Problem Solver ArchivesCategories |
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