Are you having money problems? Sometimes we don't want to admit that we have absolutely no money left...creditors are breathing down your neck, you keep getting bills in the mail...when will it stop?! Jones Law Firm handles Chapter 7 and Chapter 13 bankruptcy cases in order to help you out financially so that you can get your life in order once again. Chapter 7 eliminates most of your unsecured debt and is normally suggested for someone with few or zero assets. 'Unsecured debts' released by Chapter 7 bankruptcy include credit cards, medical bills, most personal loans, judgments resulting from car accidents and deficiencies on repossessed vehicles. However, filing Chapter 7 bankruptcy is complicated; you need an experienced and knowledgeable  attorney to guide you through the entire legal process. Chapter 13 bankruptcy is one way that consumers who are struggling with debt can seek relief through the bankruptcy court. Chapter 13 is a popular option for those facing foreclosure, as it can stop the process in its tracks. If you've fallen behind on bills, filing for bankruptcy under Chapter 13 may allow to you get back on track by reorganizing your debts into one affordable monthly payment. This may allow you to keep your home, car or other important possessions while dealing with your debts.